Getting Something Out of Your Uninsurable Medical Insurance Leads

December 29, 2010

How many times have you talked to someone who is “exceptionally” interested in medical insurance only to find out that they have been rejected by every insurance provider – or would mostly likely be rejected if they applied?

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Whenever this happens, there is nothing left for you to do than to politely turn them down and hang up the phone. Right? Nope, not at all! Sure these are awfully bad medical insurance leads but they are exactly the best candidate for discount health cards sometimes called discount health plans or programs.

Although discount cards have been around for quite a while, a lot of agents haven’t heard of it yet or doesn’t know how to make money out of it. This is actually not an insurance sales product. It is a consumer discount clubs that offers savings through discount on selected health-related expenses from a network of providers.

Discounts health cards are usually marketed to uninsurable individuals who cannot afford regular high-risk insurance plans. With very little restriction, just about everyone under 70 years old qualifies to get the card. It can also be a good alternative for someone who have a high deductible health insurance plan that have gaps to fill in. Even employers who simply can’t afford to provide their employees with a traditional health group insurance can offer discount cards instead. It can be for anyone who has exhausted all their other options.

The savings or discounts can reach up to 50% (sometimes even more) on doctor and hospital bills, prescription drugs, vision and dental. With this kind of benefits, it could be an attractive offer to someone with limited options.

On your part, discount cards can turn your supposedly “junk” leads” into commissions. There is very little service left to do (if there are any) once you sold the card.  And it is a simple product that you can easily add to your portfolio right away. Although it’s not everyday that you get the chance to sell one but when that time comes, you’ll most likely end up with a sale – especially to someone who has a very limited options left.

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2 Responses to “Getting Something Out of Your Uninsurable Medical Insurance Leads”

  1. We are looking to purchase uninsurable health leads. We are also looking for a med discount card

  2. we are interested in a medical discount card to sell our clients. We are also interested in uninsurable health leads

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